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&lt;p&gt;Three recent Harvard grads have launched a new website, UniThrive.org, designed to connect needy Harvard students with &quot;charitable&quot; Harvard alums.  Much like the direct-to-recipient mirco-lending site, Kiva.org (one of Unithrive&#39;s founders is actually the cousin of Kiva&#39;s president), the site allows alumni givers to browse profiles of current students asking for no-interest loans of up to $2,000.  Although some students ask for funding for not-strictly-academic trips or projects, others are asking for help to cover financial aid gaps (the average debt for graduating students is about $8,000).  As of today, the site is limited to Harvard students and alumni, but plans to expand to other schools in the fall.  The site has potential--direct, personal lending is getting more and more popular (as evidenced by Kiva&#39;s success), and alumni ties at top-tier schools have always been strong--but may face growing pains because of its limited scope (alumni to students only) and students&#39; potentially frivolous requests.  &lt;/p&gt;

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