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&lt;p&gt;In May, we launched our inaugural &lt;a href=&quot;/fintech&quot;&gt;Vault Fintech 100&lt;/a&gt;, a list of the top fintech firms to work for. We created this list to highlight fintech firms that offer outstanding careers for students and young professionals. Here, we break down the Vault Fintech 100 firms and the regions they’re headquartered in.&#160;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Northeast&#160;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;The Northeast is one of the most prominent regions where top fintech firms are located. Boston is home to &lt;a href=&quot;/company-profiles/financial-technology/flywire&quot;&gt;FlyWire&lt;/a&gt; and &lt;a href=&quot;/company-profiles/financial-technology/toast&quot;&gt;Toast&lt;/a&gt;, and Wilmington is where &lt;a href=&quot;/company-profiles/financial-technology/best-egg&quot;&gt;Best Egg’s&lt;/a&gt; headquarters can be found. New York City is packed with over 20 fintech firms, including &lt;a href=&quot;/company-profiles/financial-technology/betterment&quot;&gt;Betterment&lt;/a&gt;, &lt;a href=&quot;/company-profiles/financial-technology/chainalysis&quot;&gt;Chainalysis&lt;/a&gt;, &lt;a href=&quot;/company-profiles/financial-technology/clear-street&quot;&gt;Clear Street&lt;/a&gt;, &lt;a href=&quot;/company-profiles/financial-technology/gemini&quot;&gt;Gemini&lt;/a&gt;, &lt;a href=&quot;/company-profiles/financial-technology/lemonade&quot;&gt;Lemonade&lt;/a&gt;, &lt;a href=&quot;/company-profiles/insurance/policygenius&quot;&gt;PolicyGenius&lt;/a&gt;, and more.&#160;&lt;/p&gt;&lt;p&gt;This region has a diverse set of fintech subindustries, including wealth management, crypto, insurtech, payments, and alternative finance, giving recent grads in this location a variety of fintech categories to choose from.&#160;&lt;/p&gt;&lt;p&gt;Many firms in this region offer hybrid or in-person roles, but not all of them. For those interested in the NYC area but don’t want to commute on the subway or walk a mile to work, &lt;a href=&quot;/company-profiles/financial-technology/circle&quot;&gt;Circle&lt;/a&gt; is a &lt;a href=&quot;/blogs/in-the-black-vaults-finance-careers-blog/5-great-remote-first-fintech-firms&quot;&gt;remote-first&lt;/a&gt; option to consider.&#160;&lt;/p&gt;&lt;p&gt;With such a variety of firms and subindustries, firm size is just as mixed. Students interested in working for a top fintech firm that doesn’t have tens of thousands of employees can check out firms such as &lt;a href=&quot;/company-profiles/financial-technology/melio&quot;&gt;Melio&lt;/a&gt; and &lt;a href=&quot;/company-profiles/financial-technology/dailypay&quot;&gt;DailyPay&lt;/a&gt; that have less than 1,000 employees. On the other hand, if you’d like a role at a larger firm, you may want to consider &lt;a href=&quot;/company-profiles/financial-services-misc/icapital-network&quot;&gt;iCapital Network&lt;/a&gt; and &lt;a href=&quot;/company-profiles/financial-technology/addepar&quot;&gt;Addepar&lt;/a&gt;, both of which have more than 1,000 employees.&#160;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Midwest&#160;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;The Vault Fintech 100 firms are centered around five major cities in the Midwest: Chicago, Milwaukee, Detroit, Kansas City, and Columbus. Chicago hosts the most firms out of the cities, including firms such as&#160; &lt;a href=&quot;/company-profiles/financial-technology/avant&quot;&gt;Avant&lt;/a&gt;, &lt;a href=&quot;/company-profiles/financial-technology/coinflip&quot;&gt;CoinFlip&lt;/a&gt;, &lt;a href=&quot;/company-profiles/financial-technology/enova&quot;&gt;Enova&lt;/a&gt;, and &lt;a href=&quot;/company-profiles/financial-technology/m1&quot;&gt;M1&lt;/a&gt;. Columbus and Kansas City, on the other hand, have only one firm headquarters each: &lt;a href=&quot;/company-profiles/financial-technology/root-insurance&quot;&gt;Root Insurance&lt;/a&gt; in Columbus, and &lt;a href=&quot;/company-profiles/financial-technology/lead-bank&quot;&gt;Lead Bank&lt;/a&gt; in Kansas City.&#160;&lt;/p&gt;&lt;p&gt;While the region doesn’t contain as many firms as the northeast, a diverse group of subindustries are still available for students to choose from. Those interested in the areas of wealth technology, crypto, insurtech, banking solutions, and payments can find a place for themselves in the Midwest. Students interested in financial planning should look to the Detroit area, as the city is home to two financial planning firms, &lt;a href=&quot;/company-profiles/financial-services-misc/ally-financial-inc&quot;&gt;Ally Financial&lt;/a&gt; and &lt;a href=&quot;/company-profiles/financial-technology/rocket&quot;&gt;Rocket&lt;/a&gt;.&#160;&lt;/p&gt;&lt;p&gt;The Midwest is a great option for those looking to work in-person. The firms in this area typically have on-site roles and remote first availability is not as common.&#160;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;South&#160;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;In the South, firms on the Vault Fintech 100 list are headquartered in North Carolina, Florida, and Texas. North Carolina has two firms, &lt;a href=&quot;/company-profiles/financial-technology/avidxchange&quot;&gt;AvidXChange&lt;/a&gt; and &lt;a href=&quot;/company-profiles/financial-technology/lendingtree&quot;&gt;LendingTree&lt;/a&gt;, and Florida has one firm, &lt;a href=&quot;/company-profiles/financial-technology/fis&quot;&gt;FIS&lt;/a&gt;. Meanwhile, Texas is home to firms on the list. These top firms are located in Texas’ major cities of Plano, Austin, Dallas, and Fort Worth. In these areas, both remote-first and in-person employers are available.&#160;&lt;/p&gt;&lt;p&gt;Austin and Plano both offer roles in banking solutions with the firms &lt;a href=&quot;/company-profiles/financial-technology/q2&quot;&gt;Q2&lt;/a&gt; and &lt;a href=&quot;/company-profiles/financial-technology/alkami&quot;&gt;Alkami&lt;/a&gt;. The Dallas and Fort Worth area offers opportunities in both the business solutions and crypto/digital asset sectors with the firms &lt;a href=&quot;/company-profiles/financial-technology/emburse&quot;&gt;Emburse&lt;/a&gt; and &lt;a href=&quot;/company-profiles/financial-technology/consensys&quot;&gt;Consensys&lt;/a&gt;.&#160;&lt;/p&gt;&lt;p&gt;For students interested in working at a large firm, &lt;a href=&quot;/company-profiles/financial-technology/fis&quot;&gt;FIS&lt;/a&gt; is the largest firm in this region with 10,000+ employees. The other firms in the region typically employ less than 5,000 employees.&#160;&lt;/p&gt;&lt;p&gt;&lt;strong&gt;West&#160;&lt;/strong&gt;&lt;/p&gt;&lt;p&gt;Similar to the Northeast, the West consists of over 30 firms, with more than 20 located in the San Francisco area alone. With an abundance of firms, the western region also encompasses a vast amount of fintech subsectors. There are banking solutions firms such as &lt;a href=&quot;/search/searchResults/chime&quot;&gt;Chime&lt;/a&gt;, &lt;a href=&quot;/company-profiles/financial-technology/nova-credit&quot;&gt;Nova Credit&lt;/a&gt;, and &lt;a href=&quot;/company-profiles/financial-technology/plaid&quot;&gt;Plaid&lt;/a&gt;, all of which are located in San Francisco. Financial planning firms include &lt;a href=&quot;/company-profiles/financial-technology/nerdwallet&quot;&gt;NerdWallet&lt;/a&gt; and &lt;a href=&quot;/company-profiles/financial-technology/empower&quot;&gt;Empower&lt;/a&gt;, and a couple business solutions firms in the area are &lt;a href=&quot;/company-profiles/financial-technology/carta&quot;&gt;Carta&lt;/a&gt; and &lt;a href=&quot;/company-profiles/computer-software/gusto&quot;&gt;Gusto&lt;/a&gt;. These are only a few of the subsectors represented in the region.&#160;&lt;/p&gt;&lt;p&gt;The West is also home to some remote-first workplaces, such as &lt;a href=&quot;/company-profiles/financial-technology/empower&quot;&gt;Empower&lt;/a&gt; and &lt;a href=&quot;/company-profiles/financial-technology/figure&quot;&gt;Figure&lt;/a&gt;, which are both located in San Francisco. Additionally, in-person roles are widely available, including at firms like &lt;a href=&quot;/company-profiles/financial-services-misc/affirm&quot;&gt;Affirm&lt;/a&gt; and &lt;a href=&quot;/company-profiles/insurance/coverhound&quot;&gt;Coverhound&lt;/a&gt;. Workplaces of all sizes are present in San Francisco, with smaller firms such as &lt;a href=&quot;/company-profiles/financial-technology/fundbox&quot;&gt;Fundbox&lt;/a&gt; which has less than 500 employees, and larger firms like &lt;a href=&quot;/company-profiles/financial-technology/sofi&quot;&gt;SoFi&lt;/a&gt; that has up to 5,000 employees.&#160;&lt;/p&gt;&lt;p&gt;Southern California is less crowded with Vault Fintech 100 firms compared to the Bay Area. The Los Angeles region, which includes the cities of Woodland Hills, Covina, Irvine, and LA, has a combined four firms: &lt;a href=&quot;/company-profiles/financial-technology/blackline&quot;&gt;BlackLine&lt;/a&gt;, &lt;a href=&quot;/company-profiles/financial-technology/monarch-money&quot;&gt;Monarch Money&lt;/a&gt;, &lt;a href=&quot;/company-profiles/financial-technology/acorns&quot;&gt;Acorns&lt;/a&gt;, and &lt;a href=&quot;/company-profiles/financial-technology/albert&quot;&gt;Albert&lt;/a&gt;. Utah is also represented in the Western, with a total of three firms located in or around Salt Lake City: &lt;a href=&quot;/company-profiles/financial-technology/mx-technologies&quot;&gt;MX Technologies&lt;/a&gt;, &lt;a href=&quot;/company-profiles/financial-technology/brex&quot;&gt;Brex&lt;/a&gt;, and &lt;a href=&quot;/company-profiles/financial-technology/galileo&quot;&gt;Galileo&lt;/a&gt;. The city within this region that harbors the least amount of firms is Seattle, with the two firms &lt;a href=&quot;/company-profiles/financial-technology/convera&quot;&gt;Convera&lt;/a&gt; and &lt;a href=&quot;/company-profiles/financial-technology/remitly&quot;&gt;Remity&lt;/a&gt;.&#160;&lt;/p&gt;&lt;p&gt;There are pros and cons to each region depending on your personal preferences. However, each region has a lot to offer in terms of size, subsector, workplace structure, and more. Check out the &lt;a href=&quot;/fintech&quot;&gt;Vault Fintech 100&lt;/a&gt; to dive deeper into which regions and firms are the best fit for you.&#160;&lt;/p&gt;

Emily Wiegand

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