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&lt;p&gt;With the failure of mortgage lender IndyMac last week, and the deep troubles facing the two largest mortgage lenders in the U.S.&amp;#8212; Fannie Mae&amp;nbsp;and Freddie Mac&amp;#8212;analysts are predicting that within 12 months, many more regional&amp;nbsp;lenders will fail.&lt;/p&gt;&lt;p&gt;Though&amp;nbsp;analysts aren&amp;#8217;t predicting the failures to reach&amp;nbsp;savings-and-loan-debacle level (during the S&amp;amp;L crisis 20 years ago, more than 1,000 banks went under), they&amp;nbsp;do believe that the&amp;nbsp;number could be significant. Which leads to this question: Who&amp;#8217;s next? &lt;/p&gt;&lt;p&gt;If you have any predictions of your own about which banks might be the next to call it quits, we welcome your comments below.&lt;/p&gt;

Derek Loosvelt

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With the failure of mortgage lender IndyMac last week, and the deep troubles facing the two largest mortgage lenders in the U.S. — Fannie Mae and Freddie Mac—analysts are predicting that within 12 months, many more regional lenders will fail.Though analysts aren’t predicting the failures to reach savings-and-loan-debacle level (during the S&L crisis 20 years ago, more than 1,000 banks went under), they do believe that the number could be significant.

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