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Not your everyday company 
Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.
At Lemonade, you’ll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.
Unlike most publicly traded companies, we’re nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don’t care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.
We’re built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don’t like spending our days in meetings and we skip committees altogether. At Lemonade, there’s no such thing as going over someone’s head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.
As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.What you’re applying for
We’re looking for a talented Associate Actuary who is eager to revolutionize car insurance. This is a critical role within our Lemonade Car team, where you’ll be managing rate levels, building advanced pricing tools, and bringing actuarial discipline to all facets of our rapidly growing car insurance product. You’ll leverage competitive data and data science to optimize our customers’ experience, ensuring fairness and accuracy in pricing as we continue to expand and innovate in the insurtech space.
This position is key to advancing our pricing leadership and supporting strategic growth opportunities within Lemonade Car.
<h2>
 In this role you’ll:
</h2>
<ul>
<li>Become an owner and expert on our car insurance product, deeply understanding its mechanics and market position</li>
<li>Craft rate filing support for new machine learning models, translating complex data science into regulatory-compliant documentation. Success in this area means seamless approval of innovative pricing structures</li>
<li>Identify areas for pricing and underwriting action based on ongoing monitoring of results, proactively addressing trends and opportunities to optimize profitability and customer value</li>
<li>Build a comprehensive knowledge base of competitor rating strategies and the overall competitive landscape, providing crucial insights for strategic decision-making</li>
<li>Develop proprietary rating models to advance our pricing leadership, utilizing tools like R, Python, and SQL to create sophisticated and accurate risk assessments</li>
<li>Be an owner of new strategic growth opportunities utilizing pricing strategies, collaborating closely with product, data science, and underwriting teams to launch and scale new initiatives</li>
<li>Further your own actuarial education through CAS exams and industry research, applying those learnings directly to real-world challenges at Lemonade and contributing to a culture of continuous improvement</li>
</ul>
<h2>What you’ll need:</h2>
<ul>
<li>5+ CAS actuarial exams (ACAS is preferred)</li>
<li>4+ years of experience in pricing, reserving, or similar related roles</li>
<li>Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related field</li>
<li>General knowledge of data science programming languages such as R or Python required, and proficiency in database query tools such as SQL</li>
<li>Prior personal lines pricing experience is a definite plus</li>
<li>Strong analytical and problem-solving skills, with a methodical, data-informed approach to decision-making.</li>
<li>Excellent collaboration and communication skills, with the ability to explain complex actuarial concepts to diverse audiences.</li>
<li>Ability to work in a remote environment</li>
<li>Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture.</li>
</ul>
*Please note that we are unable to sponsor applicants for work visas Unfortunately, we cannot consider applicants from these states; Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico.
Lemonade's US base salary range for this full-time position is $125,000 - $140,000 plus equity+ benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location. 

Things to know…
Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.

Associate Actuary at Lemonade

Not your everyday company 
Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience...

Associate Actuary

Not your everyday company
Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.
At Lemonade, you’ll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.
Unlike most publicly traded companies, we’re nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don’t care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.
We’re built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don’t like spending our days in meetings and we skip committees altogether. At Lemonade, there’s no such thing as going over someone’s head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.
As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.What you’re applying for We’re looking for a Senior Actuary who is eager to revolutionize home insurance with us.

In this role, you’ll be managing rate levels, building advanced pricing models & tools, and bringing actuarial discipline to all facets of Lemonade - from distribution to underwriting, claims, compliance, and finance. You’ll leverage competitive data and data science to optimize our customers’ experience and ensure fairness and accuracy in pricing. 
<h2>In this role you’ll:</h2>
<ul>
<li>Be an owner and expert on our home insurance state rating plans and rate indications</li>
<li>Lead the development and integration of predictive modeling projects while working closely with the Data Science team</li>
<li>Craft rate filing support for new machine learning models</li>
<li>Recommend pricing and underwriting actions based on ongoing monitoring of results</li>
<li>Build a knowledge base of competitor rating strategies and the overall competitive landscape</li>
<li>Develop the rates and pricing strategy for product expansions in new states</li>
<li>Lead in the design and development of internal pricing software for advanced analytics to support real-time decision making and scalable growth</li>
<li>Actively coach and mentor analysts</li>
</ul>
<h2>What you’ll need:</h2>
<ul>
<li>9+ years of P&C actuarial experience; Attained ACAS or greater</li>
<li>4+ years of experience of homeowners experience</li>
<li>Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related field</li>
<li>Strong proficiency in data science programming languages such as R or Python (preferred), and database query tools such as SQL</li>
<li>Familiarity with predictive modeling concepts, including supervised and unsupervised machine learning approaches such as GLMs, decision trees, gradient boosting machines, random forests, and clustering.</li>
<li>Prior personal home pricing experience is a definite plus</li>
<li>Ability to work in a remote environment</li>
</ul>
*Please note that we are unable to sponsor applicants for work visas
Unfortunately we cannot consider applicants from the following states: Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico.
Lemonade's US base salary range for this full-time position is $160,000 - $180,000 equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location.
#LI-Remote
Things to know…
Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.

Senior Actuary at Lemonade

Not your everyday company
Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience...

Senior Actuary

Not your everyday company Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.

At Lemonade, you’ll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.
Unlike most publicly traded companies, we’re nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don’t care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.
We’re built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don’t like spending our days in meetings and we skip committees altogether. At Lemonade, there’s no such thing as going over someone’s head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.
As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.What you’re applying for We are looking for an automation-minded engineer who can bridge IT operations and AI innovation to help eliminate day-to-day friction by building AI Agents and designing AI solutions for internal teams.

This is a hands-on, high-impact role for someone who loves to experiment with emerging technologies and transform ideas into practical, automated solutions, partnering across the business to connect tools, optimize processes, and build AI-driven automations that scale how our teams work. This role is critical as we continue to embed AI across our operations, driving efficiency and empowering our teams with cutting-edge autonomous solutions. 
<h2>In this role you'll:</h2>
<ul>
<li>Design and deploy AI agents and copilots (OpenAI, Claude, etc.) that embed in Slack, ticketing tools, or custom UIs to assist both IT and business teams</li>
<li>Build and maintain low-code and agentic workflows that automate manual processes, improve accuracy, and boost team productivity</li>
<li>Analyze operational and support data to identify automation opportunities, own delivery from ideation to implementation, and measure business impact</li>
<li>Evangelize automation and AI: Run internal demos, share wins, and cultivate a self-service, autonomous, company-wide culture</li>
<li>Maintain a living library of knowledge-base articles, self-service flows, and function library so users can solve common requests without waiting in line, contributing to a more efficient and autonomous user experience</li>
<li>Stay on the cutting edge of SaaS, security, and AI trends; present quarterly “what’s next” briefings to IT leadership and stakeholders, identifying opportunities for continuous innovation</li>
<li>Collaborate closely with various internal teams to understand their needs and develop tailored autonomous solutions that enhance their workflows and productivity</li>
</ul>
<h2>What you'll need:</h2>
<ul>
<li>Bachelor’s degree in Computer Science, IT, or related field (or equivalent practical experience)</li>
<li>Exceptional communication skills—you can adapt style and content to different audiences</li>
<li>Scripting chops in TypeScript, Python, or Ruby; comfortable with REST/GraphQL APIs</li>
<li>Hands-on experience building low-code, vibe-coding, and actual coding</li>
<li>Deep curiosity, a “can solve anything” mindset, and a bias for action; you ship MVPs in days, not months</li>
<li>3 years in an IT operations, automation, and engineering role, in a high-growth SaaS environment, a plus</li>
<li>Ability to work in our NYC office 3 days a week</li>
<li>Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture</li>
</ul>
*Please note that we are unable to sponsor applicants for work visas
Unfortunately, we cannot consider applicants from these states; Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico.
Lemonade's US base salary range for this full-time position is $120,000 - $135,000 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location.
Things to know…
Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.

IT Engineer at Lemonade

Not your everyday company Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience...

IT Engineer

About the Company

&lt;p&gt;Lemonade is an insurtech firm that provides home, renters, life, pet, and car insurance. Lemonade’s recipe for success includes excellent customer service, transparency, incredible prices, and a lot of heart. Lemonade is always looking for creative, innovative team members with a passion for AI and tech who love to build things and challenge the status quo. Impactful career paths include product management, software engineering, social media, product design, and more.&lt;/p&gt;

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