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Not your everyday company
Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.
At Lemonade, you’ll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.
Unlike most publicly traded companies, we’re nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don’t care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.
We’re built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don’t like spending our days in meetings and we skip committees altogether. At Lemonade, there’s no such thing as going over someone’s head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.
As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.
What you’re applying for
We’re looking for a Senior Actuary who is eager to revolutionize car insurance with us. In this role, you’ll be managing rate levels, building advanced pricing models & tools, and bringing actuarial discipline to all facets of Lemonade - from distribution to underwriting, claims, compliance, and finance. You’ll leverage competitive data and data science to optimize our customers’ experience and ensure fairness and accuracy in pricing. 
<h2>In this role you’ll</h2>
<ul>
<li>Be an owner and expert on our car insurance state rating plans and rate indications</li>
<li>Lead the development and integration of predictive modeling projects while working closely with the Data Science team</li>
<li>Craft rate filing support for new machine learning models</li>
<li>Recommend pricing and underwriting actions based on ongoing monitoring of results</li>
<li>Build a knowledge base of competitor rating strategies and the overall competitive landscape</li>
<li>Develop the rates and pricing strategy for product expansions in new states</li>
<li>Lead in the design and development of internal pricing software for advanced analytics to support real-time decision making and scalable growth</li>
</ul>
<h2>What you'll need</h2>
<ul>
<li>7+ years of P&C personal lines experience; Attained ACAS or greater</li>
<li>Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or a related field</li>
<li>Strong proficiency in data science programming languages such as Python required, and database query tools such as SQL</li>
<li>Familiarity with predictive modeling concepts, including supervised machine learning approaches such as GLMs, decision trees, gradient boosting machines, and random forests </li>
<li>Ability to work in a remote environment</li>
<li>Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture</li>
</ul>
*Please note that we are unable to sponsor applicants for work visas
Unfortunately, we cannot consider applicants from these states; Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico.
Lemonade's US base salary range for this full-time position is $160,000 - $185,000 equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location.
Things to know…
Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.

Senior Actuary at Lemonade

Not your everyday company
Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience...

Senior Actuary

Not your everyday company
Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.
At Lemonade, you’ll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.
Unlike most publicly traded companies, we’re nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don’t care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.
We’re built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don’t like spending our days in meetings and we skip committees altogether. At Lemonade, there’s no such thing as going over someone’s head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.
As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.
What you’re applying for
We’re looking for a strategic thinker to join our team as an Operations Analyst to support our Customer Operations department. This role is perfect for a data strategist who’s passionate about leveraging next-generation technological solutions, optimizing existing processes, and facilitating collaboration across our Product, Claims, Customer Service, Underwriting Operations, and Data teams. You will report into the centralized Operations enablement group, and work cross functionally with senior stakeholders. You'll play a pivotal role in delivering a superior customer experience, driving operational excellence, profitability, and innovation within our operations.
<h2>In this role you’ll</h2>
<ul>
<li>Conduct sophisticated data analysis and visualization, transforming raw data into actionable insights</li>
<li>Effectively distill and communicate complex information to a wide audience on a regular basis</li>
<li>Assist in the formulation, quantification, and tracking of Customer Operations metrics</li>
<li>Effectively project manage cross-functional key initiatives, and communicate clearly through effective presentations and organized tracking systems</li>
<li>Work with partners from Product, Business Operations, Claims Experience, Customer Experience, and Underwriting </li>
<li>Become an expert in the Customer Operations organization</li>
</ul>
<h2>What you’ll need</h2>
<ul>
<li>1+ years of experience in a similar role</li>
<li>Advanced data analytics skills </li>
<li>Comfort with ambiguity and willingness to dive into complex, unfamiliar problems </li>
<li>Ability to understand database infrastructures</li>
<li>Experience in the insurance industry, a plus</li>
<li>Familiarity with Looker or other BI Tools (Tableau, PowerBI, etc), a plus</li>
<li>Demonstrated SQL experience, a plus </li>
<li>Exceptional problem-solving, communication, and collaboration skills</li>
<li>Ability to work remotely</li>
<li>Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture</li>
</ul>
*Please note that we are unable to sponsor applicants for work visas
Unfortunately, we cannot consider applicants from these states; Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico.
The starting base range for this position is between $70,000 and $90,000 per year. Base pay is one component of Lemonade's total compensation package, which will also include equity in the form of RSUs, access to healthcare benefits, 401(k) plan with company match, robust PTO, parental leave, and more.
Things to know…
Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.

Customer Operations Analyst at Lemonade

Customer Operations Analyst

Not your everyday company
Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.
At Lemonade, you’ll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.
Unlike most publicly traded companies, we’re nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don’t care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.
We’re built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don’t like spending our days in meetings and we skip committees altogether. At Lemonade, there’s no such thing as going over someone’s head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.
As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.
What you’re applying for
Calling all data scientists! We’re searching for a data scientist and math nerd 🤓 with a passion for telematics and ML/AI. In this role, you’ll lead exciting innovations around how Lemonade uses telematics to provide better and more affordable insurance, and a delightful experience to both our customers and our employees.
We are looking for a full stack data scientist to join our incredible Data Science - Telematics team to level-up how Lemonade uses telematics in pricing, underwriting, and claims handling. You’ll work closely with our in-house telematics platform to ingest telematic data from multiple sources, transform streaming time series into unique features, and surface insights that power everything from state-of-the-art pricing to helping a customer recover a stolen vehicle.
We’re looking for people who love innovation, playing with AI, and challenging the status quo. We’re all about creative, self-starting leaders who are excited by the very thought of changing an entire industry for the better.
<h2>In this role you’ll </h2>
<ul>
<li>Process raw data to generate groundbreaking telematics features for various applications</li>
<li>Build and deploy predictive models that integrate telematics data into our business processes</li>
<li>Develop and maintain robust pipelines, ensuring seamless telematics data flow to our predictive models</li>
<li>Collaborate with a brilliant cross-functional team; engineers who support the core data pipelines, product managers who brainstorm new use cases for telematics models every day, the Insurance team who takes pricing models from concept to reality, and of course, the rest of the AI team</li>
</ul>
<h2>What you’ll need</h2>
<ul>
<li>1-3+ years of practical data science or software engineering, or Master of Science (MSc) or higher in Statistics, Computer Science, Mathematics, or a related field</li>
<li>Fluent in Python for software development, as well as model building</li>
<li>Knowledge of relational and NoSQL databases</li>
<li>Experience working on high-scale, production-grade projects</li>
<li>Signal processing experience, an advantage</li>
<li>Enthusiasm about learning and adapting to the exciting world of AI – a commitment to exploring this field is a fundamental part of our culture</li>
<li>Ability to work EST/EDT business hours</li>
</ul>
If you are excited about this role and believe you have the skills and experience to contribute to our team, we encourage you to apply—even if you don't meet every single requirement listed. We're looking forward to getting to know you!
*Please note that we are unable to sponsor applicants for work visas
Lemonade's US base salary range for this full-time position is $121,000-135,000 + equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location. Unfortunately, we cannot consider applicants from these states; Colorado, California, Montana, Hawaii, New Mexico and Puerto Rico.
Things to know…
Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.

AI Data Scientist, Telematics at Lemonade

AI Data Scientist, Telematics

About the Company

&lt;p&gt;Lemonade is an insurtech firm that provides home, renters, life, pet, and car insurance. Lemonade’s recipe for success includes excellent customer service, transparency, incredible prices, and a lot of heart. Lemonade is always looking for creative, innovative team members with a passion for AI and tech who love to build things and challenge the status quo. Impactful career paths include product management, software engineering, social media, product design, and more.&lt;/p&gt;

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